Exposure arises from actions by a professional in the course of business that create conditions for charges actual or alleged professional liability or malpractice. Over the years, professional liability has expanded to include a wide range of occupations which possess special knowledge or skills. As the economy evolves from a manufacturing-based economy to a service-oriented economy, increasing numbers of occupations are considered professional. Coupled with the litigious nature of our society, businesses in the service economy are subject to greater exposure to malpractice claims than ever before.

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11/13/2009